Six steps, at a calm pace — from the first conversation to a review that keeps the policy in order when it's warranted or you ask for one. There is no deadline pressure at any step: we move at your pace.
20 minutes by phone or video: what the situation is, what the goal is, what the budget is. Free of charge and without obligation — useful even if it doesn’t end in a policy.
We review what you already have (insurance, savings), what kind of farewell you would like, and what sum would feel reassuring. I ask with tact — only what is needed for a good offer.
I request offers from the insurers worth considering, and hand them over in a single, clear table — with strengths, weaknesses, and a plain-language explanation.
You decide, I handle the paperwork: the application, declarations, naming the beneficiary, setting up premium payment. It is worth checking the policy – if you have any questions, I can help.
The family receives a simple to-do list in advance: filing the claim through the insurer’s own hotline is the fastest route. If the matter stalls or becomes disputed, I help where I can.
If you let me know before the renewal date, I take a look: whether the sum still matches costs, whether the beneficiary is up to date, and whether the details are in order. A quarter of an hour that is worth a great deal.
We can pause at any point in the process, with time to think — this subject does not tolerate haste. I do not charge for advice; the broker’s compensation is paid by the insurer.
No preparation is needed for the first conversation. For an accurate offer we need your date of birth, a few basic details, and the sum you have in mind — personal documents are only needed when the policy is actually taken out. If it feels more comfortable, another family member can also join the conversation: this is often reassuring for everyone. You can read more about the details in the knowledge base: the first conversation, reading the comparison table, how signing up works.
A free conversation, with no obligation, at your own pace. By the end you will see the options clearly — and the decision stays yours.